2nd Level Student Current Account Package
2nd level student current account
The Bank of Ireland 2nd level student current account offers you the chance to manage your money.
Why do we offer students more?
It's simple. Because in ten years time, you'll still be one of our customers. The Bank of Ireland 2nd level student current account is full of great features to help you get exactly what you want from your bank.
Terms and conditions apply to out 2nd level student current account; you can get details in any of our branches.
An ATM card
You can get cash at over 2,000 cash machines around Ireland. You can do the following at most Bank of Ireland ATMs:
- Top up your mobile phone credit
- Check how much money you have in your account
- Order statements to see how much you have put in and taken out of your account
We'll also pay the annual Government Stamp Duty on your Bank of Ireland ATM card (€2.50 per year) or on your Bank of Ireland Debit Card (up to €5 per year). The Bank may decide to charge the Government Stamp Duty to your account, but will tell you at least 2 months in advance of doing so.
Debit card (for students over 16 only)
If you are aged 16 to 18 years old you are eligible to apply for a Bank of Ireland Debit card. With a Debit card, you can shop and pay for your purchases directly from your 2nd level student current account, and it also saves you carrying cash around, so it's perfect for school trips abroad. It's quick, easy and a better way to pay.
You can use your Debit card at home and abroad to withdraw cash from ATMs and pay for goods and services. However there may be charges for using your Debit card abroad, so please check our Schedule of Fees & Charges brochure; you can get this in any branch or online at www.bankofireland.com.
If you are under 18, we will need your parent or guardian to give us a consent and indemnity before we process your application.
Text Top Up
No call credit? No problem. Register at any Bank of Ireland ATM that displays the Meteor, O2 or Vodafone logos. You can then top up your call credit by sending a free text. The money is taken directly out of your account. You can also top up using the free text number at anytime, anywhere in the world where your mobile operator has roaming.
No transaction fees
As long as you are a full-time second level student you pay absolutely nothing for the following day-to-day banking transactions:
- Lodgements
- Withdrawals
- Debit card transactions and cash back
- Debit / Credit transactions on your account using 365 Phone and/or Online
However there will be charges for a Debit Card used abroad.
Summary of Second Level Account Fees and Charges
Schedule of Fees and Charges for Personal Customers
A Teen SmartSave Account
Saving can really pay off. If you have spare cash that you want to save, you can open a Teen SmartSave Account. You'll earn an attractive rate of interest, so the more you put away, the more interest you'll earn.
All our savings products have terms and conditions; just ask for a copy in any of our branches.
We can't say it any straighter than that – now it's over to you.
Opening an account couldn't be simpler. All you need is photo ID such as a passport, one of your parent's/guardians' gas, electricity or phone bills as proof of your address. Then simply call into your local branch and apply - we'll do the rest. If your parents/guardians already have an account with us, just ask them to come in with you. Instead, if you prefer, you can simply apply online by clicking on the ‘Apply online’ icon above.
Click here for full terms and conditions